CREDIT CARD SETTLEMENT IS EXPENSIVE!!
Credit Card Settlement companies sometimes charge the entire fee up front. This means you pay them before any of the credit card debt.

Sometimes they charge a fee up front, a monthly fee and a percentage of the settlement reached with the creditor.

There are circumstances where bankruptcy makes more sense from the expense, timing and clearing up the credit standpoints.

Before you sign on with a credit card settlement company know all the facts and consider scheduling a free initial consultation with Peterson and Peterson, experienced debt relief agents.